Your Broker-Associate will:
- Get you the best rates for the mortgage you want.
- Get you the product best suited to your needs - the widest choice of options and terms available.
- Deal on your behalf with all potential lenders.
- Counsel you on the available financial alternatives; be your personal guide to the mortgage marketplace.
- Provide innovative solutions when a conventional bank mortgage is not available.
To find out how easy it is to get the mortgage you need at the rate you want, just fill out the contact form telling us a little bit about yourself and the mortgage loan you’re interested in.
We’ll pass your application along to one of our associated mortgage consultants who will negotiate with the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your requirements. You will be contacted within a very short time frame.
What is a Mortgage Consultant? Mortgage Quotes are available - for Free 
A mortgage consultant (or mortgage broker in some provinces) is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service! The mortgage consultant’s fee is normally paid by the lender.
Why use a Mortgage Consultant?
With the fluctuation in interest rates of late, homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. As a result, the popularity of mortgage consultants is growing. Last year, 25% of all mortgages placed in Canada were through a mortgage broker compared to 14% in 1999 (A CMHC survey predicts that by 2005, 50% of all mortgages in Canada will be through a mortgage consultant).
A mortgage consultant can also be a source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today. Wondering about the advantages of refinancing? Want more information on the Home Buyers Plan? How about advice on adjustable term mortgages? Having problems getting a mortgage because you’re self-employed? Or maybe you need special help arranging financing for an investment property. These are the kinds of issues a mortgage broker can help with, and usually at no cost to the buyer. |